Welcome Homeownership!
Build equity towards ownership while renting-to-own.
Welcome Homeownership!
Build equity towards ownership while renting-to-own.
Verbhouse is an affordable rent-to-own program that gets you on the path to homeownership.
You find your home from homes for sale on the market, and we buy it. You lock in an affordable monthly lease payment and a future home purchase price at today’s fair market value for 5-years.
You build equity through a portion of each monthly payment and capture 100% of any real estate appreciation!
Find your home and we’ll buy it! Move-in and make it your own now with the choice to buy or sell it later.
Live like a homeowner without the hassle or expense of major repairs & maintenance. That’s on us.
Build equity through monthly lease payments and capture 100% of your home’s appreciation.
Purchase your home when you’re ready or cash-out your equity if your plans change. You have options.
Apply and get approved. The process is holistic and straightforward and is free of annoying little fees.
Work with Verbhouse to find your perfect home from properties listed for sale in your community.
Verbhouse will buy your home in cash.
With 5% - 10% upfront, lock in your future home purchase price at the current fair market value for five years.
Lock in an affordable monthly lease payment that is on par with the total monthly cost of homeownership for five years with no annual increases.
Move in and live like a homeowner. Bring your pets. Decorate or remodel Feel the security of homeownership.
Don’t worry about unexpected repairs and maintenance. As long as you are in the program, we’re responsible.
Most importantly, capture 100% of any real estate appreciation and build wealth for your future.
Buy your home from Verbhouse when ready, or choose from other options that include cashing out your equity, extending your lease term, and leaving on your terms with no penalties or hits to your credit.
“Verbhouse is the only company we found that allows its renters to cash out their option at fair market value by selling the home and allowing customers to keep market appreciation plus any equity accumulated during the leasing period through rent buy-down payments without exercising their purchase option."
“While rent-to-own agreements have traditionally been geared toward people who can't qualify for conforming loans, there's a second group of candidates who have been largely overlooked by the rent-to-own industry: people who can't get mortgages in pricey, nonconforming loan markets.”
“A new housing option is coming to the San Francisco Bay area that combines the flexibility of renting and the long-term benefits of owning. San Francisco-based startup Verbhouse is launching a lease-with-an-option-to-purchase program that lets program participants ("Verbees") move into their dream homes now with the option (but not obligation) to buy later.”
“Impact investors have the opportunity to generate social, environmental, and economic outcomes that may not otherwise be possible,” says Marjorie Scholtz, founder and CEO of Verbhouse. “As a result, impact investors can play a vital role in bringing forward real-world solutions.”
The benefits of homeownership are essential to our emotional and financial empowerment, independence, long-term stability, and the health of our communities and economies.
The popular conversation focuses on housing affordability and overlooks the fact that significant financial barriers to using traditional mortgage products, particularly in high-cost housing markets, constrain homeownership opportunities for otherwise credit-worthy people.
Verbhouse, in partnership with its public and private partners, offers credit-worthy low—and middle-income households a new way to buy a home and build equity and wealth while renting to own.